Canon 650D|Panasonic LX3 / LX5
50mm f/1.8 | 85mm f/1.8 | 12-24mm f/4 | 28-75mm f/2.8
Anyway, since you are still new in this & yet to really know if DSLR is suitable for your needs, I suggest you get a 2nd hand 350D or even 300D to try out first.
In future you can sell it off at a smaller loss, may it be you decide photography is not your cup of tea or you really into it and want to upgrade.
Are there any specific area of photography you are interested in? It will affect the lenses (besides the kit lens) you need.
Look in the Buy and Sell section for anyone selling the camera AND that particular lens. You should be able to drive a better bargain if you buy the whole package. There are usually quite a number of 2nd hand 350Ds offered in the B&S.