View Poll Results: How much should a early to mid-thirties have in his/her bank?

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  • S$20,000 to S$35,000

    14 18.92%
  • S$35,001 to S$50,000

    8 10.81%
  • S$50,001 to S$70,000

    12 16.22%
  • S$70,001 to S$100,000

    7 9.46%
  • S$100,001 to S$150,000

    5 6.76%
  • S$150,001 and above

    28 37.84%
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Thread: How much money you have saved?

  1. #21

    Red face Re: How much money you have saved?

    Then your question doesn't make much sense... the debt is the killer...

    Quote Originally Posted by Stress View Post
    Cash....cash...cash....only cash.....!!!!!
    Liabilities I dun care.......u can have S$20K and loan of S$500K i also dun care.....just wan to know cash on hand.

  2. #22

    Default Re: How much money you have saved?

    all i know is that my cash always must enough for me to buy a roll of film at least.
    Last edited by Tupi Guy; 12th January 2007 at 12:29 AM.

  3. #23

    Default Re: How much money you have saved?

    how come dun have "Below 20k or in debt"

  4. #24
    Senior Member Sion's Avatar
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    Default Re: How much money you have saved?

    Quote Originally Posted by ndroo View Post
    He's planning a robbery
    For those who have $500,000 or above saving please leave address and detailed drawing of home alarm system and preferred method of being kipnapped and meal preference.

  5. #25
    Senior Member Sion's Avatar
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    Default Re: How much money you have saved?

    Donations to NKF can count as saving or not?

  6. #26
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    Default Re: How much money you have saved?

    You ask for "should", then everybody will choose the highest amount possible what (as mentioned by pHoenix). How much they have actually, they won't tell you.
    You should rephrase your question to something without absolute dollars like, "How many months of your salary should you have in cash savings by your mid-thirties ?"

  7. #27

    Default Re: How much money you have saved?

    How come no "negative" choice?

    A lot of us have homes with negative equity; meaning if we sell our homes now, we still owe the bank money!

    All cash is in L lenses...
    Last edited by Caspere; 12th January 2007 at 10:15 AM.

  8. #28

    Default Re: How much money you have saved?

    Quote Originally Posted by Stress View Post
    Cash....cash...cash....only cash.....!!!!!
    Liabilities I dun care.......u can have S$20K and loan of S$500K i also dun care.....just wan to know cash on hand.

    Let's all lie in the poll since it does not make sense. "I dun care" too

  9. #29

    Default Re: How much money you have saved?

    me..me..me... 500K already................................ rupiah

  10. #30
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    Default Re: How much money you have saved?

    how about dun have negativve option? there are people who have home loan debt, car loan debt, baby loan debt, further studies debt, girl-friend debt, gambling debt, drug debt, lens debt, investment losses, debt from failed business ventures....

  11. #31

    Default Re: How much money you have saved?

    Quote Originally Posted by Paul_Yeo View Post
    how about dun have negativve option? there are people who have home loan debt, car loan debt, baby loan debt, further studies debt, girl-friend debt, gambling debt, drug debt, lens debt, investment losses, debt from failed business ventures....

    Yup,

    There are pple who have significant cash reserve but accumulated a mounting debt behind them. This poll is highly inaccurate.

  12. #32

    Default Re: How much money you have saved?

    To be frank, a CS member can save up to 20K per year if he wants to.

    Here's my breakdown
    ==========================
    Monthly savings: $600 ($7200 annually)
    Freelance web projects: $3000 (but freelance photogs can definitely earn a few times more if they don't buy a new L lense after every event)
    Average total savings per year: 10k

    This is my interim record for 2006 as I just got out of a prison called National Service in 2005.
    Of course, most of these savings was funneled into investments and start-up capital for my web hosting business to generate revenue.

    For the savings generated in 2007, they will be sadly channeled to my degree school fees for the course I plan to take up in the Q4 2007.

  13. #33
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    Default Re: How much money you have saved?

    Quote Originally Posted by djchris View Post
    To be frank, a CS member can save up to 20K per year if he wants to.

    Here's my breakdown
    ==========================
    Monthly savings: $600 ($7200 annually)
    Freelance web projects: $3000 (but freelance photogs can definitely earn a few times more if they don't buy a new L lense after every event)
    Average total savings per year: 10k

    This is my interim record for 2006 as I just got out of a prison called National Service in 2005.
    Of course, most of these savings was funneled into investments and start-up capital for my web hosting business to generate revenue.

    For the savings generated in 2007, they will be sadly channeled to my degree school fees for the course I plan to take up in the Q4 2007.
    who knows? maybe some firm will buy your web hosting business for $2 Billion?

  14. #34

    Default Re: How much money you have saved?

    Quote Originally Posted by Paul_Yeo View Post
    who knows? maybe some firm will buy your web hosting business for $2 Billion?
    I have been offered to be incorporated into a larger SME before. But the intention was mainly to actually 'incorporate' me into their company because they see me as an asset. I rejected the offer.

    If someone is willing to pay a large sum to buy over my business, I'd probably reject it because I love the business that I'm doing right now.

    Quote Originally Posted by Donald Trump
    Don't waste your time in a business which you don't have passion in.
    But even if I have to sell off the business for some reasons, I'll probably start another with that sum of money because that's just me.

  15. #35

    Default Re: How much money you have saved?

    Quote Originally Posted by Stress View Post
    Cash....cash...cash....only cash.....!!!!!
    Liabilities I dun care.......u can have S$20K and loan of S$500K i also dun care.....just wan to know cash on hand.
    Anyone can actually drawdown his 10 credit facilities and have $50k cash immediately.

    What's the use of polling?

    You thinking of holding someone's family member for ransom is it? If yes, I suggest you take their pets better. I know of friends who will immediate fork out $1k-5k for the return of their pets. Don't know about the husbands/wives though, maybe call police first.

  16. #36
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    Default Re: How much money you have saved?

    Quote Originally Posted by fz30_user View Post
    me..me..me... 500K already................................ rupiah

    Me got $500k of cash issued by King of Spades.

  17. #37
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    Default Re: How much money you have saved?

    Sensitive subject, lah. Nobody is gonna tell the truth even if he post the amount of saving he has.

  18. #38

    Default Re: How much money you have saved?

    you should put S$1mil, S$1bil...etc...in your poll...

  19. #39
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    Default Re: How much money you have saved?

    yes, money is important but nowadays.. a successful life also depend on " luck " or " blessing " .. have u watch " Singapore Dreaming " ? that guy died after winning the Toto draw.. so sad.

    Last edited by raincool2005; 12th January 2007 at 02:04 PM.

  20. #40
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    Default Re: How much money you have saved?

    I am $1000 poorer in 2008 after getting iPhone

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