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Thread: Buying Lens

  1. #1

    Default Buying Lens

    Hi,

    Is there any place that could buy lens and paid in installments? I know cam body can but wat abt lens? (refering to lens that is at least 1k and above)

    thxs.

  2. #2

    Default Re: Buying Lens

    tell me more

  3. #3

    Default Re: Buying Lens

    Quote Originally Posted by blurred View Post
    Hi,

    Is there any place that could buy lens and paid in installments? I know cam body can but wat abt lens? (refering to lens that is at least 1k and above)

    thxs.
    call CP, ms color etc. they offer installment payment via certain credit cards.

  4. #4

    Default Re: Buying Lens

    Quote Originally Posted by jdredd View Post
    call CP, ms color etc. they offer installment payment via certain credit cards.
    Oh, I thot for CP n MS color thier credit card installment payment is for Cam bodies(even for cam bodies, some models are on cash/nets payment only). OK will check. thxs.

  5. #5
    Moderator ortega's Avatar
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    Default Re: Buying Lens

    the bank offers the interest free installments, not the shop
    the shop gets full payment from the bank, so anything goes

    btw don't overspend on credit

  6. #6

    Default Re: Buying Lens

    Quote Originally Posted by ortega View Post
    the bank offers the interest free installments, not the shop
    the shop gets full payment from the bank, so anything goes

    btw don't overspend on credit
    OK..thxs for the info.

    Side track abit.
    If it is anything goes for the shop , how come when my fren was asking for the 30D (checked with MS color & CP before), they only allow cash/nets and not even credit card (though installment payment was not in my fren's mind)

  7. #7

    Default Re: Buying Lens

    Quote Originally Posted by blurred View Post
    OK..thxs for the info.

    Side track abit.
    If it is anything goes for the shop , how come when my fren was asking for the 30D (checked with MS color & CP before), they only allow cash/nets and not even credit card (though installment payment was not in my fren's mind)
    because the price they probably offered, was a cash/nets price.
    whilst this is technically in breach of the merchants agreement with the card companies, its quite common to get cash price quotes... because if u pay via credit card, they lose 3%.

    which is sometimes their margin..

  8. #8

    Default Re: Buying Lens

    Quote Originally Posted by ortega View Post
    the bank offers the interest free installments, not the shop
    the shop gets full payment from the bank, so anything goes

    btw don't overspend on credit
    I totally agree on the "don't overspend on credit" ...

  9. #9

    Default Re: Buying Lens

    Quote Originally Posted by blurred View Post
    Oh, I thot for CP n MS color thier credit card installment payment is for Cam bodies(even for cam bodies, some models are on cash/nets payment only). OK will check. thxs.

    Nope... I just paid my 10~22mm using credit card, instalment.

  10. #10

    Default Re: Buying Lens

    Quote Originally Posted by Edward77 View Post
    I totally agree on the "don't overspend on credit" ...
    actually, if you are buying on credit.. you are already overspending..

  11. #11

    Default Re: Buying Lens

    Quote Originally Posted by Hoky View Post
    Nope... I just paid my 10~22mm using credit card, instalment.
    CP or ms color?

  12. #12

    Default Re: Buying Lens

    Quote Originally Posted by jdredd View Post
    actually, if you are buying on credit.. you are already overspending..
    it make sense, but sometimes also for convenience.

  13. #13
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    Default Re: Buying Lens

    Quote Originally Posted by jdredd View Post
    actually, if you are buying on credit.. you are already overspending..
    Not if you pay the full amount when the bill comes. I have credit card, not because I cannot afford the itme, but rather for the convenience.
    "Photography is an austere and blazing poetry of the real" -Ansel Adams

  14. #14

    Default Re: Buying Lens

    Quote Originally Posted by blive View Post
    Not if you pay the full amount when the bill comes. I have credit card, not because I cannot afford the itme, but rather for the convenience.
    so if u can afford it... then pay in one shot with credit card... and settle at the end of the month. that i understand.

    but i dont see , if u can afford it. why u want to space out payment in installments.

  15. #15
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    Default Re: Buying Lens

    Quote Originally Posted by jdredd View Post
    so if u can afford it... then pay in one shot with credit card... and settle at the end of the month. that i understand.

    but i dont see , if u can afford it. why u want to space out payment in installments.
    Well, I don't believe in installment or overspending. The only thing I had no choice is my HDB flat.

    For my camera and electronic equipment, I pay full.

    Totally agree with you that if you don't have enough money, then don't buy the equipment, unless you need it for your work/business.
    "Photography is an austere and blazing poetry of the real" -Ansel Adams

  16. #16

    Default Re: Buying Lens

    Quote Originally Posted by blurred View Post
    Hi,

    Is there any place that could buy lens and paid in installments? I know cam body can but wat abt lens? (refering to lens that is at least 1k and above)

    thxs.
    Its a hobby.... kinda taxing to service a monthly installment for a hobby...especially photography...
    Most of us don't really have time to shoot. Maybe over the weekend....or some special events... it is quite common for equipments to park in the digi cab over a busy month from work...

    So spend what you can and enjoy what you have.... it is more fun that way....

  17. #17

    Default Re: Buying Lens

    Quote Originally Posted by blurred View Post
    CP or ms color?
    CP... they accept quite a number of types of credit cards for instalment... Citi, OCBC...

  18. #18

    Default Re: Buying Lens

    Quote Originally Posted by Bluezonescuba View Post
    Its a hobby.... kinda taxing to service a monthly installment for a hobby...especially photography...
    Most of us don't really have time to shoot. Maybe over the weekend....or some special events... it is quite common for equipments to park in the digi cab over a busy month from work...

    So spend what you can and enjoy what you have.... it is more fun that way....
    Yah... I tend to look it at another perspective...
    It's 0% instalment (although you pay 2% more).

    If you put in F.D., you earn 3% interest. Overall, I make 1% out of my principal.
    It's a small sum as some may debate, but I could get a lens cap with it.

  19. #19
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    Default Re: Buying Lens

    Quote Originally Posted by Hoky View Post
    Yah... I tend to look it at another perspective...
    It's 0% instalment (although you pay 2% more).

    If you put in F.D., you earn 3% interest. Overall, I make 1% out of my principal.
    It's a small sum as some may debate, but I could get a lens cap with it.
    That's only if you pay the amount on time every month, which is similiar to not overspending. If you don't have the money, the 0% interest will be meaningless, as you have to pay interest on the amount you don't pay. It all adds up, your 1% will not be enough to pay the interest imposed.

    However, if you can afford to pay, then it is a good way.

    BTW, is there 1 mth FD, where you can draw out every month?
    Last edited by blive; 5th October 2006 at 11:09 AM. Reason: not complete post
    "Photography is an austere and blazing poetry of the real" -Ansel Adams

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