Does anyone have first hand experience with credit card annual fee waivers? Usually how much needs to be spent before they'd waive their annual fees?
I noticed that some banks do state what their waiver criteria is, but other banks like Citibank, refuse to disclose.
Aren't these banks therefore diminishing their own competitiveness? I'd be more inclined to go to a bank which reveals waiver crtieria than to join one which doesn't - who would waste his spending on a "can't tell" situation?
Anyone has personal experience with Citibank Dividend cards and how much is required for a waiver? I kind of like the "Dividend" capability as I dont like to administer credit card points, but the inability to tell whether I can meet the waiver is pushing me away from it...any other alternatives?