Just would like to hear from you how u use your credit card or cash line in a wise way?
Usually you won't be charged by a single cents if you have paid what u have used before the due date... issit true?
How about cashline? like DBS cashline. Issit same that you won't be charge by single cents if u pay it back before the due date?
I have tried to read FAQ, and even think of giving them a call, but i find that normally experience from others is simple and straight-forward.