This Policy does not cover, and the Company will not in any event be liable to pay any Benefits or indemnify the Insured Person in respect of, any loss which is, directly or indirectly, caused by, a consequence of, arises in connection with or is contributed to by any of the following:
The Insured Person participating in:-
Extreme Sports and Sporting Activities;
any professional competitions or sports in which the Insured Person receives remunerations, sponsorships or any forms of financial rewards;
racing other than on foot (except for the ultra-marathons, biathlons and triathlons which are excluded);
Private white water rafting grade 4 and above;
trekking (including mounting trekking trekking) above 3000 meters;
Scuba diving unless the Insured Person holds a PADI certification (or similar recognised qualification) or when diving with a qualified instructor. In these situations the maximum depth that this Policy covers is as specified under the Insured Person PADI certification (or similar recognised qualification) but no deeper than thirty (30) meters and the Insured Person must not be diving alone.