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Thread: Credit card question...

  1. #41
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    Feb 2004
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    Good old sunny s'pore
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    U tried MAYBANK? think they may accept lower income applications.
    But 1 thing i noticed is that they may look at the job u holding. If its a perm job and its a government job ur chances are high. My fren working in govt as perm staff even at ard 2.1k he got citibank cards but i'm holding contract position same pay I din get it. Well above is my analogy maybe its wrong but its open for discussion lah

  2. #42
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    Jan 2004
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    GEYLAND LOR 15 LO
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    Quote Originally Posted by Jellyfish
    U tried MAYBANK? think they may accept lower income applications.
    But 1 thing i noticed is that they may look at the job u holding. If its a perm job and its a government job ur chances are high. My fren working in govt as perm staff even at ard 2.1k he got citibank cards but i'm holding contract position same pay I din get it. Well above is my analogy maybe its wrong but its open for discussion lah
    Thanks for your info!

  3. #43

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    MAS rules: 30K per annum income.

    Just send in your payslip of 2.5K a month (base plus commission plus whatver)

    You shd get it approve although sticky cases would need you to submit your IRA statement but I don't think it would be a problem.

    good luck in your application and remember the advice you have been given. P

    {Pay ALL your bills at the end of the month. ALWAYS.}

  4. #44

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    Thanks Fine and Snowcrash for the info... Hmm, so now I know about supplementary cards....

    I didn't know it's difficult to get a credit card. I thot these credit card companies are pushing so hard for people to sign up and the minimum amount earned can be flexible.

    I guess it's for both parties good. If you don't hold a stable job and spend unwisely, then you'll incur in huge debts and interests. Then the bank involved will have a hard time getting their $ too... legal stuffs and all that.

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