I once lent money to a good friend, was a lot to me at the time as I was quite fresh out of school. Certainly enough to buy a Leica! To cut a long story short, it's been 10 years and I never got all my money back, he broke his word many times and we are still 'friends' but its never the same anymore. Yes he did suffer real financial hardships n all and it took him a long time to get back on his feet. But what really annoyed me was when I found out not too long ago he had his wedding at a 5/6 star hotel and a nice photoshoot in Europe in the meantime!