Touch wood first.
The place you stays, got flood and worst still, the building on fire! You cant swim, how? Ha ha!
Jump into water n hopes for miracle rather than burn by fire? Use water from flood to put out fire?
Some time i thinks too much but if that happens to me, i no need to think what to do as i got the ans. I know how to swim, so, i jump into water. Heh heh!