Just get ready to laugh again.
I've been hearing from friends that you can actually enjoy annual fee waiver as long you call in to 'cancel' your card when it is due. How true is it?
Also if one decides to cancel the card and re-apply again, I was also told that as long it's within 6 months after the termination, the customer is still liable to be charged the annual fee. Do they really enforce that?
Anyway, by now you can tell I'm one of those who have been dutifully paying the annual fees ...
I'd love to hear from you and thanks in advance again!